2 minute application for Finance
  • Why Finance Through a Dealership
  • What is Hire Purchase?
  • What is Personal Contract Purchase

The Car Change can help you buy the right car for you at a budget you can afford using our wide range of finance options. We want to make our customers buying experience as easy and enjoyable as possible, that’s why we tailor all of our finance packages to suit your requirements which include Hire Purchase, Lease Purchase, and Personal Contract Purchase.

The Car Change is completely independent and is FCA regulated and a licensed credit broker, enabling us to give you the best competitive rates compared to the high street. Our excellent relationships with some of the UK’s leading funding providers mean we are able to give some of the most cost-effective options and provide the best method of finding your new vehicle.

We cater to all types of customers – Business, Personal, Prime and nonprime and our application form is quick and hassle-free.

If you would like to speak to one of our team members about your financial requirements, call us today on 07341 885 775 and we’ll be happy to assist you.

Hire Purchase

Hire purchase is a simple, straightforward way to spread the cost of buying a new car. Its fixed rate finance, with a fixed monthly payment.

Personal Contract Purchase

PCP is a very popular product. It combines low, fixed monthly payments with flexibility at the end of the agreement.

Lease Purchase

Hire Purchase with a balloon offers lower monthly payments than normal Hire Purchase. At the end of your agreement, you can make a final lump sum (balloon), to own your vehicle.

Contract Hire

If you or your business normally buys its cars, a bank loan or through a traditional Hire Purchase scheme, then you may find Business Contract Hire a far more cost-effective option.